MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELLYOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTIONNOTICE IS HEREBY GIVEN that on March 18, 2021, at or about 11:00 AM, the subject real property described herein below will be sold at the Main Entrance of the Johnson County Courthouse, 215 West Main Street, Clarksville, AR 72830 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.WHEREAS, the property secured under the Mortgage is located in Johnson County, Arkansas more particularly described as follows:A PART OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER (SW/4 NE/4) OF SECTION 31, TOWNSHIP 9 NORTH, RANGE 22 WEST, JOHNSON COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SW/4 NE/4; THENCE SOUTH 88 DEGREES 22 MINUTES 15 SECONDS EAST, 345.78 FEET TO A POINT ON THE CENTERLINE OF A ROAD; THENCE SOUTH 07 DEGREES 36 MINUTES 05 SECONDS EAST ALONG SAID CENTERLINE 107.60 FEET; THENCE SOUTH 05 DEGREES 53 MINUTES 25 SECONDS EAST ALONG SAID CENTERLINE, 307.40 FEET; THENCE SOUTH 00 DEGREES 12 MINUTES 55 SECONDS EAST ALONG SAID CENTERLINE 167.38 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 89 DEGREES 38 MINUTES 05 SECONDS EAST 283.10 FEET; THENCE SOUTH 00 DEGREES 12 MINUTES 55 SECONDS EAST 142.18 FEET TO A POINT ON THE CENTERLINE OF A ROAD; THENCE SOUTH 89 DEGREES 38 MINUTES 50 SECONDS WEST ALONG SAID CENTERLINE 283.10 FEET; THENCE NORTH 00 DEGREES 12 MINUTES 55 SECONDS WEST ALONG THE CENTERLINE OF A ROAD, 145.73 FEET TO THE POINT OF BEGINNING. CONTAINING 0.94 ACRES, MORE OR LESS. Street Address: 267 East Circle Drive, Lamar, AR 72846WHEREAS on September 13, 2012, Toshonda K. Clubb and Darrell L. Clubb, wife and husband executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Liberty Bank of Arkansas, its successors and assigns, which was recorded on September 14, 2012 in Book 2012016, Page 00301 and Instrument Number 203408, and modified in Book 2017001, Page 00091 and Instrument Number 223960 in the real estate records of Johnson County, Arkansas. The beneficial interest of said Mortgage has been assigned to JPMorgan Chase Bank, National Association, which is the party initiating foreclosure. The party initiating foreclosure is JP MORGAN CHASE BANK, NATIONAL ASSOCIATION and can be contacted at or in care of its servicer initiating foreclosure at: Carrington Mortgage Services, LLC, 1600 South Douglass Road, Suite 200-A, Anaheim, CA 92806, at Telephone Number (800) 790-9502; andWHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; andWHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.WITNESS my hand this January 06, 2021.TIMOTHY D. PADGETT, P.A.SUBSTITUTE TRUSTEE FOR JP MORGAN CHASE BANK, NATIONAL ASSOCIATIONBy: D. Renee PriceTimothy D. Padgett, P.A.6267 Old Water Oak Road, Suite 203Tallahassee, FL 32312(850) 422-252075371761rf