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MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On August 9, 2023, Troy Cearley and Cierra Cearley executed a Mortgage in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, ITS SUCCESSORS AND ASSIGNS, which was recorded on August 10, 2023, as Instrument No. 2023R-2641 in the real property records of Polk County, Arkansas, and is now held by SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: BSI Financial Services, 314 South Franklin Street, 2nd Floor, Titusville, PA 16354, at Telephone No. 800-327-7861; and
The default for which foreclosure is made is the mortgagor(s) failure to pay the full amount of each monthly payment on the date it is due as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Mortgagee has requested the property be sold to satisfy said indebtedness.
On Wednesday, June 17, 2026 on or about 11:00 AM, the following described real property will be sold at the front door entrance of the Polk County Courthouse, 507 Church Avenue, Mena, AR 71953, to the highest bidder for cash:
Part of the NE1/4 NW1/4 of Section 28, Township 1 South, Range 30 West, Polk County, Arkansas, described as: Commencing at the Northeast corner of the NE NW; thence South 01 degrees West 63.9 feet to the South right-of-way of Hwy. No. 270; thence North 87 degrees 33 minutes West 20 feet to West right-of-way of a County Road; thence South 01 degrees West 596.1 feet along the County Road right-of-way to an existing fence; thence North 87 degrees 33 minutes West 480 feet along the fence to a 3/4 inch galvanized pipe and point of beginning; thence North 01 degrees East approximately 595 feet to the South right-of-way line of U.S. Highway No. 270; thence West 155 feet with the South right-of-way of U.S. Highway No. 270; thence South 01 degrees West to a fence line which lies North 87 degrees 33 minutes West 155 feet from the point of beginning; thence South 87 degrees 33 minutes East 155 feet to the point of beginning and containing 2.1 acres, more or less. LESS and EXCEPT minerals reserved in volume 248, Pages 624-625 describing part of the above tract. SUBJECT to any public utility and roadway easements as may now exist.
More commonly known as 155 Highway 270, Mena, AR 71953.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the attorney-in-fact for the mortgagee and is acting on behalf of and with the consent of the mortgagee who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every mortgage of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Unless discharged by bankruptcy, if your property is sold, then you will remain liable for any deficiency and an action for collection may be brought against you. The sale held pursuant to this Notice may be rescinded at the Attorney-in-Fact’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition. THE TERMS OF SALE ARE CASH THE DAY OF SALE, UNLESS OTHERWISE AGREED TO BY THE MORTGAGEE, AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.
Witness my hand this 31st day of March, 2026.
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Attorney-in-Fact for SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES
Mackie Wolf Zientz &
Mann, P.C.
Redding Building
1701 Centerview Drive,
Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
597264f
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On August 9, 2023, Troy Cearley and Cierra Cearley executed a Mortgage in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, ITS SUCCESSORS AND ASSIGNS, which was recorded on August 10, 2023, as Instrument No. 2023R-2641 in the real property records of Polk County, Arkansas, and is now held by SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: BSI Financial Services, 314 South Franklin Street, 2nd Floor, Titusville, PA 16354, at Telephone No. 800-327-7861; and
The default for which foreclosure is made is the mortgagor(s) failure to pay the full amount of each monthly payment on the date it is due as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Mortgagee has requested the property be sold to satisfy said indebtedness.
On Wednesday, June 17, 2026 on or about 11:00 AM, the following described real property will be sold at the front door entrance of the Polk County Courthouse, 507 Church Avenue, Mena, AR 71953, to the highest bidder for cash:
Part of the NE1/4 NW1/4 of Section 28, Township 1 South, Range 30 West, Polk County, Arkansas, described as: Commencing at the Northeast corner of the NE NW; thence South 01 degrees West 63.9 feet to the South right-of-way of Hwy. No. 270; thence North 87 degrees 33 minutes West 20 feet to West right-of-way of a County Road; thence South 01 degrees West 596.1 feet along the County Road right-of-way to an existing fence; thence North 87 degrees 33 minutes West 480 feet along the fence to a 3/4 inch galvanized pipe and point of beginning; thence North 01 degrees East approximately 595 feet to the South right-of-way line of U.S. Highway No. 270; thence West 155 feet with the South right-of-way of U.S. Highway No. 270; thence South 01 degrees West to a fence line which lies North 87 degrees 33 minutes West 155 feet from the point of beginning; thence South 87 degrees 33 minutes East 155 feet to the point of beginning and containing 2.1 acres, more or less. LESS and EXCEPT minerals reserved in volume 248, Pages 624-625 describing part of the above tract. SUBJECT to any public utility and roadway easements as may now exist.
More commonly known as 155 Highway 270, Mena, AR 71953.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the attorney-in-fact for the mortgagee and is acting on behalf of and with the consent of the mortgagee who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every mortgage of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Unless discharged by bankruptcy, if your property is sold, then you will remain liable for any deficiency and an action for collection may be brought against you. The sale held pursuant to this Notice may be rescinded at the Attorney-in-Fact’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition. THE TERMS OF SALE ARE CASH THE DAY OF SALE, UNLESS OTHERWISE AGREED TO BY THE MORTGAGEE, AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.
Witness my hand this 31st day of March, 2026.
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Attorney-in-Fact for SERVIS ONE, INC. DBA BSI FINANCIAL SERVICES
Mackie Wolf Zientz &
Mann, P.C.
Redding Building
1701 Centerview Drive,
Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
597264f
Refcode: #597264
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