MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF THIS PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION TO COLLECT IT MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. NOTICE IS HEREBY GIVEN that on June 9, 2026 at or about 11:30AM, the subject real property described herein below will be sold at the Main Entrance of the Washington County Courthouse, 280 N. College, #302, Fayetteville, AR 72701 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE TIME OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Washington County, Arkansas more particularly described as follows: LOT 1, MAGNOLIA ESTATES, SPRINGDALE, ARKANSAS, AS PER PLAT FILED OF RECORD IN PLAT BOOK 13 AT PAGE 11, ON FILE IN THE OFFICE OF THE CIRCUIT CLERK AND EX-OFFICIO RECORDER OF WASHINGTON COUNTY, ARKANSAS. Street Address: 1581 Wensworth Avenue Springdale AR 72762. WHEREAS on May 14, 2018 Amanda Khanga and Melvin Khanga, wife and husband, executed a Mortgage in favor of Mortgage Electronic Registration Systems Inc., acting solely as nominee for UARK Federal Credit Union, a Arkansas Corporation, its successors and assigns. Said Mortgage was recorded on May 15, 2018 as Instrument No. 2018-00013682 in the real property records of Washington County, Arkansas. Said Mortgage was subsequently assigned to Citizens Bank, N.A. by virtue of an assignment dated July 19, 2024 and recorded on July 19, 2024 as Instrument No. 2024-00018204 in the real property records of Washington County, Arkansas. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: CITIZENS BANK NA f/k/a RBS CITIZENS NA, 1 Citizens Plaza, Providence RI 02903 at Telephone No. 877-745-7364; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, specifically the installment due April 1, 2025, and each subsequent payment to date are now due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. This sale is subject to all matters shown on any applicable recorded plat or bill(s) of assurance; any restrictive covenants, easements, set back liens or encroachments; any unpaid and/or delinquent taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold “as is” with no representation as the condition of any structure(s) thereon or the accuracy of the above legal description. Transfer taxes and recording fees are the responsibility of the purchaser. WITNESS my hand this 30th day of March, 2026. Citizens Bank, N.A., by its attorney-in-fact, Albertelli Law
Kevin Rogers, 2012031, 1 Information Way Suite 201 Little Rock, AR 72202, 501-406-0855
A LAW No. 26-003453
05/10/26; 05/17/26; 05/24/26; 05/31/26; 595643