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NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
IF YOUR PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION TO COLLECT IT MAY BE BROUGHT AGAINST YOU
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION GIVEN MAY BE USED FOR THAT PURPOSE
NOTICE IS HEREBY GIVEN that on Wednesday, September 02, 2026, at or about 12:00 PM, the following real property will be sold and this statutory foreclosure sale will be held at the front door, inside the main entrance of the Garland County Courthouse, 501 Ouachita, Hot Springs, Arkansas, or the sale will be held in the place at said venue where foreclosure sales are customarily advertised and/or conducted, to the highest bidder for cash:
Part of the NW1/4 SW1/4, Section 21, Township 3 South, Range 18 West, described as follows: Commence at the NW corner of said NW1/4 SW1/4, (being a found iron in west side of road) and run South 04 deg. 56 min. 40 sec. East, on the West line of said NW1/4 SW1/4, for 264.16 feet to a found 1/2-inch pipe for the Point of Beginning; thence South 06 deg. 37 min. 11 sec. East, 131.59 feet to a set rebar; thence South 88 deg. 00 min. 33 sec. East, 152.04 feet to a set rebar on West side of Hideaway Hills; thence North 09 deg. 52 min. 24 sec. East, along said West side of road 90.49 feet; thence on a curve (being subtended by a chord which bears North 00 deg. 47 min. 38 sec. East 41.95 feet); thence Northerly along said curve, 42.01 feet to a found 1/2-inch rebar on West side of Hideaway Hills; thence North 88 deg. 28 min. 05 sec. West, 183.28 feet to the Point of Beginning. Containing 0.51 acres, more or less.
More Commonly Known As: 148 Hideaway Hills Dr., Hot Springs, AR 71901-8850.
On July 28, 2023, Adrianna Faith Rios Wallace and Michael Wallace, executed a security instrument in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”) solely as nominee for FirstTrust Home Loans, Inc. its successors and assigns, which was recorded on August 2, 2023, in Record Book 4575 at Page 0164 in the real estate records of Garland County, Arkansas and is now held by Planet Home Lending, LLC.
The default for which foreclosure is made is due to the failure of payment per the terms of the note and security instrument and is now wholly due. Mortgagee or Beneficiary is exercising its power of sale under Ark. Code Ann. Section 18-50-115 and such has directed Mickel Law Firm, P.A., as its Attorney-in-Fact or Trustee, to sell the property to satisfy said indebtedness. The party initiating this foreclosure can be contacted at or in care of its servicer: Planet Home Lending, LLC, 321 Research Pkwy, Ste. 303, Meriden, CT 06450, Phone 866-882-8187.
This sale is subject to all matters shown on any applicable recorded plat or bill(s) of assurance; any restrictive covenants, easements, set back lines or encroachments; any unpaid and/or delinquent taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold “as is” with no representation as the condition of any structure(s) thereon or the accuracy of the above legal description. Transfer taxes and recording fees are the responsibility of the purchaser.
Dated: June 10, 2026
Mickel Law Firm, P.A.
1501 North University
Ste. 764
Little Rock, AR 72207
Phone: 888-217-5535
PUBLICATION DATES:
08/09/2026; 08/16/2026; 08/23/2026; 08/30/2026
By: James H. Swindle, Jr.
www.trustee-foreclosuresalesonline.com
615026f
Post Date: 08/09
Refcode: #615026 
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