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MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On July 30, 2024, Sherry Anne Rial and Steaven Ray Rial executed a Mortgage in favor of Vanderbilt Mortgage and Finance, Inc., which was recorded on July 31, 2024, as Instrument No. L202410131 in the real property records of Faulkner County, Arkansas, and is now held by Vanderbilt Mortgage and Finance, Inc.. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: Vanderbilt Mortgage and Finance, 500 Alcoa Trail, Maryville, TN 37804, at Telephone No. 800-970-7250; and
The default for which foreclosure is made is the mortgagor(s) failure to pay the full amount of each monthly payment on the date it is due as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Mortgagee has requested the property be sold to satisfy said indebtedness.
On Wednesday, October 21, 2026 on or about 02:30 PM, the following described real property will be sold at the front door entrance of the Faulkner County Courthouse, 801 Locust St., Conway, AR 72034, to the highest bidder for cash:
Tract 11, Happy Valley Subdivision, shown on plat of record in Plat Book D, page 27, records of Faulkner County, Arkansas
Access and Utility Easement:
A 50 foot Access and Utility Easement, accessing and servicing Tracts 7 through 11, Happy Valley Subdivision, as shown on plat of record in Plat Book D, Page 27, records of Faulkner County, Arkansas and being more particularly described as follows: Commencing at the SW corner of said Tract 11, thence South 86 degrees 31 minutes 00 seconds East a distance of 235.00 feet to the SE corner of said Tract 11; thence North 51 degrees 52 minutes 00 seconds East between said Tracts 10 and 11 a distance of 441.00 feet to a point on the Western edge of said 50 foot Access and Utility Easement, thence continuing North 51 degrees 52 minutes 00 seconds East a distance of 50.00 feet to the Point of Beginning of the Centerline of said 50 foot Access and Utility Easement said point also being the centerline of a cul-de-sac having a 50 foot radius, thence along and with the centerline of said 50 foot Access and Utility Easement, North 00 degrees 08 minutes 39 seconds West a distance of 356.67 feet to the Point of Termination, said point being in the centerline of Grand Trunk Road, a Faulkner County Road.
Together with 2022 CHAMPION mobile home, Model CHPR-2856H32P01, Serial No. 020-000-H-A003935AB.
More commonly known as 16A Grand Trunk Road, Conway, AR 72032.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the attorney-in-fact for the mortgagee and is acting on behalf of and with the consent of the mortgagee who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every mortgage of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Unless discharged by bankruptcy, if your property is sold, then you will remain liable for any deficiency and an action for collection may be brought against you. The sale held pursuant to this Notice may be rescinded at the Attorney-in-Fact’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition. THE TERMS OF SALE ARE CASH THE DAY OF SALE, UNLESS OTHERWISE AGREED TO BY THE MORTGAGEE, AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.
Witness my hand this 7th day of August, 2026.
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Attorney-in-Fact for VANDERBILT MORTGAGE AND FINANCE, INC.
Mackie Wolf Zientz & Mann, P.C.
Redding Building
1701 Centerview Drive, Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
617125f
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On July 30, 2024, Sherry Anne Rial and Steaven Ray Rial executed a Mortgage in favor of Vanderbilt Mortgage and Finance, Inc., which was recorded on July 31, 2024, as Instrument No. L202410131 in the real property records of Faulkner County, Arkansas, and is now held by Vanderbilt Mortgage and Finance, Inc.. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: Vanderbilt Mortgage and Finance, 500 Alcoa Trail, Maryville, TN 37804, at Telephone No. 800-970-7250; and
The default for which foreclosure is made is the mortgagor(s) failure to pay the full amount of each monthly payment on the date it is due as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Mortgagee has requested the property be sold to satisfy said indebtedness.
On Wednesday, October 21, 2026 on or about 02:30 PM, the following described real property will be sold at the front door entrance of the Faulkner County Courthouse, 801 Locust St., Conway, AR 72034, to the highest bidder for cash:
Tract 11, Happy Valley Subdivision, shown on plat of record in Plat Book D, page 27, records of Faulkner County, Arkansas
Access and Utility Easement:
A 50 foot Access and Utility Easement, accessing and servicing Tracts 7 through 11, Happy Valley Subdivision, as shown on plat of record in Plat Book D, Page 27, records of Faulkner County, Arkansas and being more particularly described as follows: Commencing at the SW corner of said Tract 11, thence South 86 degrees 31 minutes 00 seconds East a distance of 235.00 feet to the SE corner of said Tract 11; thence North 51 degrees 52 minutes 00 seconds East between said Tracts 10 and 11 a distance of 441.00 feet to a point on the Western edge of said 50 foot Access and Utility Easement, thence continuing North 51 degrees 52 minutes 00 seconds East a distance of 50.00 feet to the Point of Beginning of the Centerline of said 50 foot Access and Utility Easement said point also being the centerline of a cul-de-sac having a 50 foot radius, thence along and with the centerline of said 50 foot Access and Utility Easement, North 00 degrees 08 minutes 39 seconds West a distance of 356.67 feet to the Point of Termination, said point being in the centerline of Grand Trunk Road, a Faulkner County Road.
Together with 2022 CHAMPION mobile home, Model CHPR-2856H32P01, Serial No. 020-000-H-A003935AB.
More commonly known as 16A Grand Trunk Road, Conway, AR 72032.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the attorney-in-fact for the mortgagee and is acting on behalf of and with the consent of the mortgagee who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every mortgage of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Unless discharged by bankruptcy, if your property is sold, then you will remain liable for any deficiency and an action for collection may be brought against you. The sale held pursuant to this Notice may be rescinded at the Attorney-in-Fact’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition. THE TERMS OF SALE ARE CASH THE DAY OF SALE, UNLESS OTHERWISE AGREED TO BY THE MORTGAGEE, AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.
Witness my hand this 7th day of August, 2026.
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Attorney-in-Fact for VANDERBILT MORTGAGE AND FINANCE, INC.
Mackie Wolf Zientz & Mann, P.C.
Redding Building
1701 Centerview Drive, Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
617125f
Refcode: #617125
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