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MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on October 23, 2026, at or about 01:30 PM, the subject real property described herein below will be sold at the main entrance of the Jefferson County Courthouse, 101 West Barraque Street, Pine Bluff, AR 71601 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Jefferson County, Arkansas more particularly described as follows:
**Part of the North Half (N 1/2) of the Northeast Quarter (NE 1/4) of Section 22, Township 6 South, Range 8 West of the 5th P.M., and being more particularly described as follows:
Commencing at a point on the South line of the said North Half (N 1/2) of the Northeast Quarter (NE 1/4) 1,394.6 feet East of the Southwest corner thereof, thence North 01 degrees 33 minutes 30 seconds West 412.93 feet; thence South 84 degrees 06 minutes 30 seconds East 303.2 feet; thence North 02 degrees 43 minutes 30 seconds East 99.0 feet to the Northwesterly corner of Perry Stratton property and the point of beginning; thence South 44 degrees 30 minutes East along the Southwesterly line of said Stratton property 205.75 feet to the Southeasterly corner thereof; thence North 46 degrees 41 minutes 03 seconds East 200.68 feet to the Southwesterly right-of-way of U.S. Highway No. 65; thence North 44 degrees 25 minutes 17 seconds West along said right-of-way 188.85 feet; thence South 51 degrees 28 minutes 51 seconds West 202.0 feet to the point of beginning; containing .91 acre, more or less, as shown on the plat of survey prepared July 5, 2016, by Taylor Surveying; and also,**
**Part of the North Half (N 1/2) of the Northeast Quarter (NE 1/4) of Section 22, Township 6 South, Range 8 West of the 5th P.M., and being more particularly described as follows:
Beginning at a point on the South lien of the said North Half (N 1/2) of the Northeast Quarter (NE 1/4) 1,394.6 feet East of the Southwest corner thereof, thence North 01 degrees 33 minutes 30 seconds West 412.93 feet; thence South 84 degrees 06 minutes 30 seconds East 303.2 feet; thence North 02 degrees 43 minutes 30 seconds East 99.0 feet to the Northwesterly corner of Perry Stratton property; thence South 44 degrees 30 minutes East along the Southwesterly line of said Stratton property 205.75 feet to the Southeasterly corner thereof; thence South 54 degrees 08 minutes 18 seconds West 569.78 feet to the point of beginning; containing 2.43 acres, more or less, as shown on the plat of survey prepared July 5, 2016, by Taylor Surveying.**
Street Address: 5824 Highway 65 South, Pine Bluff, AR 71601
WHEREAS on October 26, 2020, Mario Benton, married man executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for Centennial Bank, its successors and assigns, which was recorded on November 9, 2020 in Book 1530, Page 700, in the real estate records of Jefferson County, Arkansas. The beneficial interest of said Mortgage has been assigned to Alabama Housing Finance Authority, which is the party initiating foreclosure. The party initiating foreclosure is Alabama Housing Finance Authority and can be contacted at or in care of its servicer initiating foreclosure at: P.O. Box 242828, Montgomery, AL 36124-2928; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.
WITNESS my hand this August 19, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR ALABAMA HOUSING FINANCE AUTHORITY
Zachary Johnson
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
26-010685
624191f
Post Date: 09/27
Refcode: #624191 
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